This information has been provided by a Licensed Insurance Professional and is not sponsored or endorsed by any governmental agency.

 

This material has been prepared for informational and educational purposes only.  It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.

 

Annuities are long-term products of the insurance industry designed for retirement income.  They contain some limitations, including possible withdrawal charges and a market value adjustment that could affect contract values.

 

Guarantees provided by annuities are subject to the financial strength of the issuing insurance company; not guaranteed by any bank or the FDIC.

Fixed and Indexed Annuities

As a part of a balanced and safe portfolio many people have long considered fixed annuities to be a very popular CD alternative. With the volatility of the stock market in recent years the popularity of Fixed Indexed Annuities has become a fast growing alternative to stocks and mutual funds, offering guarantees without the market risk.
The DNE Insurance Services Corp's team, along with our expert research partners, continuously search the Industry for the best products on the market. All carriers must be highly rated by Standard & Poor's as well as AM Best. The job of each of our individual agent is to always help every client find a product that is suitable for their specific needs. 

DNE Insurance Services Corp

Veteran's LTC Benefits

 

We’re here to help - Free of Charge!

Our team is here to guide you through what can often be a complex and confusing process. We work hand in hand with a team of Veterans Service officers, VA Accredited Estate Planning & Elder Law Attorneys, Medi-Cal LTC specialists and other professionals. Our goal is to assist you in protecting what you have spent a lifetime building while staying compliant with VA and Medi-Cal guidelines.  As members of the American Academy of Benefit Planners, we understand the "winding road" of the process and can educate you in regards to the VA’s qualifying criteria.

 

Our commitment to you is to find the most suitable plans and solutions that work best for you.  Our top priority is to protect and grow the assets you have spent your lifetime building. We are dedicated to providing secure strategies designed to meet your personal needs and goals. Because we are independent of any financial institutions, we are able to access unbiased research and offer unbiased advice on the best possible products, services and solutions available.

At DNE Insurance Services Corp, our team of specialists and industry professionals work in harmony to ensure that we help you develop the most appropriate and successful strategies to fit your specific needs. 

For more information regarding our products and services please see below: 



Medi-Cal LTC Benefits

The Medi-Cal LTC entitlement program is California's version of the federal government's Medicaid program. Medicaid was designed and placed into law in 1965 by Congress in order to provide a need-based safety net for those who face catastrophic illness and require convalescent care. 
One of the hardest decisions to make is determining the need for nursing home care for a loved one. Understanding the facts can help you become aware of the choices that will best suit the needs and wishes of your family. 
It can be tough to figure out what you're entitled to under current and constantly changing Medi-Cal requirements. You may have been incorrectly told that you can't qualify for Medi-Cal or you may fear that you have too much money to receive these benefits. Rather than wondering and worrying— enlist the help of the DNE Services team who have expertise in the area of Medi-Cal requirements. There's no charge to get the information you need for the peace of mind you deserve. 
For instance, if certain conditions are met, California does not require you to sell off all your assets and "spend-down" in order to qualify for benefits. At DNE Services we understand Medi-Cal requirements and can help you access your nursing home or home care entitlements. 
By following current approved protocol we help seniors apply for Medi-Cal everyday and we help families avoid unnecessary spend-down and costly estate claims.